Stroke Survival – 1 Year & 5 Year Reports

Stroke survival after 1 year and 5 years. The importance of planning especially for men 45-plus.
stroke survival Critical illness insurance avoids bankruptcy

Every 40 seconds someone in America has a stroke. Many will survive.*

Nearly 800,000 Americans will have a stroke this year. For 600,000 it will be their first stroke. “Most will survive but their savings won’t. Having a small amount of critical illness insurance is vital. All men who are 45+ should consider it.”

Jesse Slome, director of the American Association of Critical Illness Insurance

Stroke Survival: Importance of Pre-Planning

Every 40 seconds, someone in America suffers a stroke. That’s according to the Centers for Disease Control and Prevention (CDC). “Most will survive but their savings won’t,” says Jesse Slome, director of the American Association for Critical Illness Insurance (AACII).  “Even those with health insurance face significant costs that are not covered and many will need to take unpaid time off from work to recover. Bankruptcy is a real risk.”

The Association shared data regarding stroke survival at 1 year and 5 year intervals following a stroke.

Probability of death within 1 year after first stroke

The data reveals some very important information. Strokes tend to occur at older ages. Nearly three-quarters of all strokes occur in people over the age of 65 according to The Internet Stroke Center. The risk of having a stroke more than doubles each decade after the age of 55.

“Men tend to have strokes at earlier ages,” according to the AACII director. “The risk is real and the need to do some pre-planning is real. That’s where a small amount of critical illness insurance can make all the difference.” What is critical illness insurance? “If you are age 45 or more, you need to know this,” Slome advocates. “Consider enough coverage to cover the cost or rent or mortgage payments for one or two years is smart planning.”

Age 45 Or Older, You Need To Plan For The Very Real Risk

Between ages 45 and 64, only 11 percent of white males (and eight percent of black males) will die within one year following their first stroke. The number of women still alive will be slightly lower.

“You want to focus on recovery, not about paying your bills,” Slome adds. “For most people a small amount of critical illness insurance is all they’ll need.” The Association director tends to focus on what he calls a ‘Good, Better Best’ approach. The amounts of coverage range from between $10,000 to $25,000. “If you are 45 or older, you might be surprised at just how little this amount costs.”

Stroke Survival: Probability of Being Alive After 5 Years

Probability of death within 5 years after a first stroke

The probability of death within five years after a first stroke is nearly 20 percent for white males and roughly 25 percent for white females. “Most stroke victims will be alive,” Slome adds. “That’s good news.”
The charts shown are from Pooled Data from the Framingham Heart Study, the Heart Study of the National Heart, Lung and Blood Institute.

Stroke Risk Is Real For Men: Check Out Affordability of CI Insurance

Critical illness or cancer insurance polices can help save the day following a stroke.  To learn more about critical illness insurance and costs for coverage, visit the American Association for Critical Illness Insurance where a critical illness insurance cost calculator will help you quickly get insight into the affordability of coverage.

* Centers for Disease Control and Prevention, Stroke Facts 2020

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