Heart attack and critical illness insurance data
This webpage contains relevant heart attack and critical illness insurance data. This is important information for everyone between the ages of 40 and 55.
Links to additional statistics, facts and data
Heart attack statistics, US (2020)
Every 40 seconds, someone in America has a heart attack
Roughly 605,000 have a first heart attack. Some 200,000 have a recurrent attack. That is over 800,000 heart attacks in 2020.
In 2015, only 735,000 Americans had a heart attack according to the American Heart Association.
Resource: American Heart Association 2020 Fact Sheet.
Heart attack risk by age
Every year 75 out of every 1,000 men between the ages of 45 and 54 will have a heart attack. The number rises to 125 for ages 55 to 64. That’s 12 men out of every 100.
Women have a slightly lower risk. But it rises. For ages 75 to 84 (not shown) women and men have an almost equate number.
Average age of first heart attack
The average age of the first heart attack is 64.7 for men and 72.2 for women.
Women have heart attacks at older ages than men. They are more likely to die from them within a few weeks.
Percentage of heart attack victims who survive
Today more than 90% of heart attack victims survive according to Harvard Medical School report.
Much of the improvement in heart-attack survival can be chalked up to faster care and new treatments.
Survival often comes with financial consequences. Health insurance deductibles, co-pays and loss of income while recovering.
The #2 reason for insurance claims
Heart attacks are the #2 reason for claims made by individuals with critical illness insurance.
They account for between 12 and 17 percent of claims. This valuable protection pays a lump-sum cash payment. The monies are paid directly to the policyholder. They can be used to cover any costs you face.
All of this adds up to a real risk you face
Because the risk of having a heart attack is real, it is important to know a few more facts.
Firstly, even the best health insurance today doesn’t cover everything.
Specifically you likely will pay deductibles and face co-pays that can cost you thousands.
Additionally you will likely need to take time off from work to recover.
Subsequently you’ll have no income to cover the bills that will keep piling up.
Following a heart attack you should focus on recovering not worrying about bills.
Specifically that’s where critical illness insurance comes in. Indeed a lump sum of cash can go a long way to covering some of those bills.
Finally, critical illness insurance can be far more affordable than you think. Especially if you price just a modest amount, generally between $10,000 and $25,000.
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