Cancer, heart attack or stroke can strike at any time and when it does, you'll need cash.
Critical illness insurance provides the lump-sum cash benefit you need, when you definitely need it most.

Instant Insurance Cost Calculator

Tell us 3 things about you and see an instant quote for $10,000 of cancer-only insurance coverage. Why?
What is your gender?
What is your current age?
Are you a tobacco user?

Real risks

Anyone, at any time can be diagnosed with cancer, have a heart attack or stroke. TODAY MOST WILL SURVIVE. But treatment comes at a cost and even with great health insurance you will face charges for deductibles, co-pays, out-of-network care and medications.

How will you and your family pay the rent, your mortgage, the cell phone bill, even babysitters while you take time off from work to undergo treatments or recover?

Real options

Cancer or critical illness insurance can pay you a lump sum cash benefit when you likely need funds the most. The check is sent directly to you, not a healthcare provider. No receipts or medical bills are necessary. Use this money to help pay medical costs or any of your other expenses. It can be an affordable option that gives you the peace of mind to CONCENTRATE ON YOUR RECOVERY – NOT ON YOUR FINANCES.

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An Exclusive Offer

Highly affordable cancer or critical illness insurance

from Unified Life Insurance Company

  • Lump sum immediate cash benefits: $10,000 to $25,000
  • Ages 30 to 55
  • Rates starting as low as $3.25 per month
Unified Life critical illness insurance
American Association for Critical Illness Insurance
Not available in all states
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For consumers

Are you prepared for the financial burden if you were to become diagnosed with a severe critical illness (such as cancer, heart attack or a stroke)? Your insurance may not cover everything, so that's why getting an affordable critical illness insurance policy can help safeguard you against the unexpected. We're here to help make the process QUICK and EASY.

Click here to learn more →

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For insurance agents

Are you interested in selling comprehensive CI and cancer insurance? If so, you've come to the right place. See how easy it is to get started.

Click here to learn more →

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Did you know?

Check out some interesting facts and information we've collected. We've done the research for you so that you don't have to.

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Latest critical illness insurance news

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Direct to consumer critical illness insurance

Compare critical illness rates by connecting directly with insurance carrier offering cancer-only or ci coverage.

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Fitness health news

New research in Germany finds added benefit of exercise that can impact recovery following critical illnesses.

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Tip #1 - How do I get the best critical illness insurance rates?

critical illness insurance rates costsThere are roughly 60 insurance companies that offer cancer or ci insurance.  Read tips on what to look for.  Compare critical illness insurance policies.  Do compare if your employer offers coverage.  If you do NOT smoke, compare.  You may save.  Some policies charge MEN and WOMEN the same amount.  They have different risks.  That’s another reason to compare before you buy.  Start by using our Cost Calculator.

Tip #2 - What's the best age to consider this insurance?

critical illness insurance rates costsCompanies will sell policies to people in their 20s and 30s.  But the Association believes the best ages are between 40 and 55. The risk of being diagnosed with cancer before age 65 or 70 starts increasing.  That is especially true for women.

And finally, Tip #3 - How much insurance should I buy?

how much critical illness insuranceYou can buy a policy that pays $10,000.  Or, you can buy one that pays $50,000, $100,000 or even more.  The Association suggests you consider coverage equal to between 6 and 18 months of rent or mortgage payments.  That will generally cover costs not covered by your health insurance.  And it will pay rent or mortgage payments so you can focus on treatments and recovery, not on how you’ll pay bills.

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